Terms and Conditions

Welcome to Tower Ridge Investment Management LLC!

These terms and conditions outline the rules and regulations for the use of Tower Ridge Investment Management LLC's Website, located at towerridge.io.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use Tower Ridge Investment Management LLC if you do not agree to take all of the terms and conditions stated on this page.

Cookies:

The website uses cookies to help personalize your online experience. By accessing Tower Ridge Investment Management LLC, you agreed to use the required cookies.

A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We may use cookies to collect, store, and track information for statistical or marketing purposes to operate our website. You have the ability to accept or decline optional Cookies. There are some required Cookies that are necessary for the operation of our website. These cookies do not require your consent as they always work. Please keep in mind that by accepting required Cookies, you also accept third-party Cookies, which might be used via third-party provided services if you use such services on our website, for example, a video display window provided by third parties and integrated into our website.

License:

Unless otherwise stated, Tower Ridge Investment Management LLC and/or its licensors own the intellectual property rights for all material on Tower Ridge Investment Management LLC. All intellectual property rights are reserved. You may access this from Tower Ridge Investment Management LLC for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Copy or republish material from Tower Ridge Investment Management LLC

  • Sell, rent, or sub-license material from Tower Ridge Investment Management LLC

  • Reproduce, duplicate or copy material from Tower Ridge Investment Management LLC

  • Redistribute content from Tower Ridge Investment Management LLC

This Agreement shall begin on the date hereof.

Last Updated: April 20, 2026

Please read these Terms of Service carefully before using this website.

1. Agreement to Terms By accessing or using this website (towerridge.io), you agree to be bound by these Terms of Service. If you do not agree to all of these terms, you must not use the website.

2. Our Services and Purpose Tower Ridge Investment Management LLC ("we," "us," or "our") is a state of Michigan Registered Investment Advisor. This website is for informational and educational purposes only. It is not intended to provide personalized investment, legal, or tax advice.

The information on this site does not constitute a recommendation to buy, sell, or hold any security or investment product. Any investment decisions you make should be based on your own evaluation of your financial situation, risk tolerance, and investment objectives, or in consultation with your own qualified advisor.

3. No Investment Advice or Client Relationship Nothing on this website creates an investment advisory relationship between you and Tower Ridge Investment Management LLC. We only provide advisory services to clients who have entered into a separate written advisory agreement with us.

We provide investment advisory services only in jurisdictions where we are appropriately registered or exempt from registration. Registration with the U.S. Securities and Exchange Commission (SEC) or any state securities authority does not imply a certain level of skill or training.

4. Use of the Website You may use this website for personal, non-commercial purposes only. You agree not to:

  • Copy, reproduce, modify, or distribute any content without our prior written permission.

  • Use the site for any unlawful purpose.

  • Attempt to gain unauthorized access to any part of the site.

5. Intellectual Property All content on this website, including text, graphics, logos, and images, is the property of Tower Ridge Investment Management LLC or its licensors and is protected by copyright and other intellectual property laws. You may not use our content without permission.

6. Third-Party Links This website may contain links to third-party websites. We are not responsible for the content or practices of those sites. Linking to them does not imply endorsement.

7. Disclaimer of Warranties The website and all information on it are provided "as is" and "as available" without any warranties of any kind, express or implied. We do not warrant that the site will be error-free, secure, or uninterrupted.

8. Limitation of Liability To the fullest extent permitted by law, Tower Ridge Investment Management LLC, its owners, employees, or agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of (or inability to use) this website, even if we have been advised of the possibility of such damages.

9. Indemnification You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your violation of these Terms or your use of the website.

10. Changes to These Terms We may update these Terms from time to time. We will post the new version on this page with an updated "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the new terms.

11. Governing Law These Terms are governed by the laws of the State of Michigan, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the state or federal courts located in Michigan.

12. Contact Us If you have any questions about these Terms, please contact us at: Tower Ridge Investment Management LLC, Email: info@towerridge.io Phone: 312.375.0947