Begin a conversation...
Every relationship begins with a conversation, and our aim is always to understand what matters most to the people we work with before making any recommendations.
Onboarding Checklist:
Initial Consultation - Schedule a discovery meeting (virtual or in-person) to discuss your goals, risk tolerance, and time horizon. We focus initially on the assets you intend to place under our management. Additional financial information may be requested as needed to ensure appropriate investment recommendations.
Open or Transfer Accounts to Schwab - We assist with opening a custodial account at Charles Schwab & Co., Inc. and initiating transfers from your current custodian. Schwab does not charge a fee to open an account; however, your current custodian may charge transfer or termination fees. In most cases, Schwab facilitates the transfer process directly.
Advisory Authorization - Tower Ridge Investment Management is appointed as your Investment Adviser and granted discretionary authority pursuant to your agreement and Schwab authorization forms.
Advisory Agreement & Client Information - Review and sign the Investment Advisory Agreement (IAA) and provide information regarding your objectives, risk tolerance, and financial circumstances.
Investment Policy Statement (IPS) - We develop an IPS outlining your objectives, risk profile, time horizon, and guidelines for managing your portfolio.
Funding & Implementation - Once assets are received, we implement your portfolio strategy based on your Investment Policy Statement and agreed parameters.
Ongoing Service - We provide periodic performance reports and are available to review your portfolio, discuss market conditions, and make adjustments as appropriate based on your objectives and any changes in your circumstances.
All investing involves risk, including the possible loss of principal.
CONTACT INFORMATION:
Tower Ridge Investment Management LLC
Brandon Fluegel, Principal, Portfolio Manager
